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 Redeeming the Time Transcripts


Efficiency


Three Square Meals

It was rumored recently that a Washington bureaucrat was considering a new rule that farmers could no longer bail their hay in round bundles.  He had determined that cows needed to eat three square meals per day.

Well lots of people are unthinkingly attached to the idea that we all need three square meals per day.  But the fact is, most of us can get by just as well with two meals per day.  If your schedule allows, the best way to accomplish this is combining breakfast and lunch into a midmorning brunch, and eating an earlier supper.  Try it for a week and you’ll wonder why you ever thought you had to have 3 hot meals.

Cutting out an extra meal saves lots of time normally spent buying food, preparing food, eating food, and cleaning up food.  We can spend that time with other pursuits bigger than our appetites, such as worshiping and witnessing.  And many of us could benefit by losing a few pounds and developing some self discipline in the process.  All those things help us to redeeming the time.

 

One Hundred Penguins

A truck driver was delivering 100 penguins to the zoo when his truck broke down.  He quickly flagged down a passing truck and said, “Here’s five hundred dollars.  Take these penguins to the zoo.”  The next day, the first driver spotted the penguins walking down the street behind the second driver.  Furious, he said, “I gave you five hundred dollars to take them to the zoo!”  “I did,” he replied, “But I had money left over so I’m taking them out to eat too.”

That story illustrates how important clear communication is and how much time can be wasted when we don’t communicate clearly.

One thing we can do to communicate better is always having a notepad beside the phone.  We often end up scrounging for an envelope or some other floating slip of paper to jot down important information.  These randomly scrawled notes get misplaced or thrown away.  Instead, invest a dollar into a telephone message pad and train your family to use it.  Decide where you will put notes so the person will be sure to get them.

A good message system helps us redeem the time.

 

Leave it on the Answering Machine

In today's world of so-called advanced communications, many people identify "telephone tag" as their biggest time waster.

When you leave a phone message on someone's voice mail or answering machine, remember to cover the four Ws: who called, why you called, what you'd like the receiver to do, and when you're available to receive a return call. A specific request with detailed information increases your chances of a reply.  Also, the message on your own answering machine, should direct your callers to leave you answers to the four W’s.

Another idea for using answering machines is to acknowledge the Lord Jesus Christ when you record greetings for those who call your answering machine.  Proverbs says, in all your ways acknowledge Him and He will direct your paths.

Leaving clear directions and acknowledging the Lord are both ways to redeem the time.

 

Clutter

Clutter.  Its one of the leading causes of depression.  It’s also a terrible waste of time.

Here's how author Emily Barnes suggests dealing with clutter:

Walk though your house with three large trash bags.  Label them “ Put Away,”  ‘Throw Away,” and “Give Away.”  Beginning with your closets,  put loose items into one of the three bags.  The put away bag is for things you legitimately need to keep.  Put them where they're supposed to go.  The throw away bag includes scrap materials, old magazines, and broken things you know you'll never repair.  The give away bag is for things you haven't used in the past year, but could still be used by someone else.  As soon as you're done give it to a Christian thrift store.

 Conquering clutter creates a healthier and more productive living environment, and that helps us redeem the time.

 

Ask Questions

A police officer stopped a lady and asked to see her license.  She responded “I wish you guys would get your act together. Just yesterday you take away my license, and today you expect me to show it to you!"

Perhaps that situation could have been avoided if she had asked a few questions the first time around.  Lots of time is wasted by people who don’t ask the right questions.

When your boss gives you an assignment you aren’t completely clear about, is it your tendency to act like you understand when you really don’t because you don’t want to look dumb?  The truth is most any boss would rather you ask a clarifying question than to have you do the job wrong and waste time doing it over.  Not wanting to ask questions, so we appear to know it all already, comes from pride.  And the Bible says “Pride goeth before destruction and a haughty spirit before a fall.”

Humbling yourself enough to ask questions might help you redeem the time.

 

Use Your Cell Phone

A husband got his wife a new cell phone for their anniversary.  The next day she was shopping when her phone rang.  "So how do you like your new phone dear," he asked?  "I like it," she said, "But there's something I don't understand."  "What's that dear," he asked?  She replied, "Well, how did you know I was in the grocery store?"

Fortunately we don't have to understand everything about cell phones to be able to use them.  That's good, because the cell phone can be a tremendous tool for making the most of our time.  Long gone are the days when owning a cell phone was a status symbol.  With prices dropping and technology improving, there's no reason you should not be using one.  Using a cell phone while driving, walking, or waiting makes sense.  We can check on the children, see if the dry cleaning is ready and see if another store has the gizmo that this store is out of.

You should also invest a moment to learn your particular phone's features.  Sometimes you'll find they can save time, which means they help you redeem the time.

 

Unimportant People

Is there any such thing as an unimportant person?  If you're a Christian the obvious answer is no. Everyone is important to God and should be important to us as well.  But there are some important people who will waste your time on some very unimportant activities.  If we're to redeem the time, we need to find tactful ways of encouraging important people to end unimportant visits.  One way to gently nudge an overtime visitor toward the door is by using the phrase, "why don't we have a word of prayer before you go?"  This allows you to show the importance of the individual and to acknowledge the Lord, while tactfully bringing the visit to an overdue close.  Have prayer with your visitor and once the amen is said, quickly stand to your feet and thank him for his visit as you walk him toward the door.

Using the phrase, "Why don't we have a word of prayer before you go", is an excellent way to redeem the time.

 

Efficiency vs. Effectiveness

An efficiency expert concluded his lecture to a group of businessmen with a note of caution: "You don't want to try these techniques at home."

"Why not?" asked somebody from the audience.

"I watched my wife's routine at breakfast for years," the expert explained. "She made lots of trips between the refrigerator, stove, table and cabinets, often carrying a single item at a time. One day I told her, 'Hon, why don't you try carrying several things at once?'"

"Did it save time?" the guy in the audience asked.

"Actually, yes," replied the expert. "It used to take her 20 minutes to make breakfast. Now I do it in seven."

Well, just doing things more efficiently doesn't necessarily make for good time management.  A much better approach to time management is to concentrate on effectiveness.  Efficiency focuses on doing things right.  Effectiveness focuses on doing the right things, the things God wants us to do.  And that's a much better way to redeem the time. 

 

Blocks of Time

The ability to concentrate on a project for extended blocks of time is a common characteristic of successful people.  An example of this is the greatest inventor of all time, Thomas Edison.  Edison was known to work for days at a time with only minimal sleep in order to bring one of his inventions to completion.  As a result, his name is on over 1,000 patents at the US patent office. He also became one of the wealthiest men of his day.

Jesus exposed the flimsiness of his disciples and their ineffectual prayer life when in the Garden of Gethsemane He asked Peter, AWhat, could ye not watch with me one hour?@  Jesus knew the power of extended time in prayer.

What is the most important project in your life right now?   Schedule a time when you can spend an extended block of time bringing it to completion.  That's the only way you'll ever get it done.  Working in extended blocks of time is a great tactic for redeeming the time.

 

Excuse Yourself

From time to time we all find ourselves in situations we wish we could escape because they are a waste of our time.  Perhaps it’s a social function or a committee meeting you volunteered to participate in but now you really wish you hadn't.  What can you do in those cases?

Sometimes it may be impossible for you to tactfully escape.  And certainly if you have given your word you should keep it and do what you've promised.  But in other cases, the most God-honoring thing to do is to politely excuse yourself and move on to something else.  God holds us accountable for our time and He expects us to use it well.

So, next time you get caught in an over-long meeting or trapped into the second hour of your neighbor's home videos, just remember, learning to gracefully excuse yourself from time-wasting activities is not being rude, its redeeming the time.

 

The Early Bird

You've heard it said the early bird catches the worm.  But people who arrive early can catch a lot of other good things as well.  That's why whenever possible you should consider scheduling your appointments early in the day.

The reason is that the first meeting is the least likely to be delayed.  As the day progresses, the chances of the person you are meeting with having some crisis or interruption in their day increases.  That means the chance of their running late to see you increases as well.

Other benefits of being first include the accountability of getting up earlier and the ability to reschedule your meeting later in the day if you can't make it.

In matters of showing meekness and humility, Jesus said the last shall be first and the first shall be last.  But, when it comes to setting appointments, the first shall be the ones who redeem the time.

 

The Value of Delegation

A Christian landlord owned several rental properties which he always managed himself.  He mowed the yards, picked up trash and did all the maintenance he could himself to save money.

After a few years he moved to another state and was forced to hire a property manager until the properties could be sold.  But once he moved, he realized he was still earning 80 percent of what he had earned before, but in only 5 percent of the time he had previously spent on his real estate.  The landlord kept the first properties and bought more property in the new state, but this time he hired a property manager to take care of them.  The landlord learned the value of delegation. 

There will be seasons in your life when economic necessity means you must mow your own yard, and fix your own vehicles.  But learning to delegate these whenever possible might free more time to spend with your family or with the Lord.  And that would redeem the time.

 

Fasting

Have you ever wished for a way to make time slow down?  “That’s impossible,” you say.

Yes, it may be impossible to truly make time go slower, but there is a way to make our perception of time slow down.  It is through the Biblical discipline of fasting.

Those who fast, especially for longer periods of time, often report their perception of the passing of time changes.  The clock seems to slow down for them. 

Another benefit of fasting is the increased amount of time we can spend in any given day with the Lord.  Isaiah 58 gives us a description of the type of fast that pleases God.  It involves replacing time we would normally spend on cooking, eating, and cleaning up our food with focusing on the things of God and searching our hearts before Him. 

The combination of slowing our perception of time along with freeing more of our time each day, makes fasting an excellent method of redeeming the time.

 

Time Saving Software

One of the most time saving investments you can make is personal financial software.

If you use it for nothing else, you should at least be using software for your checkbook register.  Balancing a paper checkbook can be a big task for some people.  If something goes wrong, you can be frustrated for hours trying to find the problem.  With electronic checkbook software, a few clicks perfectly reconciles, with no math errors.  Your bank can likely download your statement making reconciliation even easier.  At tax time, your tax software can automatically recognize and import transactions you need for tax purposes.  You can also search for past transactions instantly, instead of hunting through drawers of old statements.

The best part is, basic programs, which are all most of us need, are available for under $30 and can be learned in about an hour.  God calls us to be good stewards of time and money.  Good financial software allows us to do both.  And that helps us redeem the time.

 

First Things First

Nearly every night many of us go to bed with a gnawing feeling that we have somehow left undone the things we should have done that day.  While at the same time we did other things we should have avoided altogether.

Maybe you began your day with a list of 10 "to do" items, two of which were most important-- the things you really felt God was telling you to do that day.  In the morning you had every intention of doing those items.  But, as the day unfolded, you got sidetracked and indulged in trivialities that gave you a sense of immediate accomplishment but did not contribute anything of lasting value.  Now you are at the end of your day, and the most important things are still not done.

The way to prevent this is by remembering to focus on the things that matter most, such as reading God's Word, before giving time to trivialities.  Remember, there is always time for the thing you do first.  When we learn to do first things first we learn to redeem the time.

 

A Functional Kitchen

Did you hear about the dad who was left in charge of the family while his wife was in the hospital?  He told the children they couldn't have any Kool-aid because he couldn't figure out how to get a quart of water into that tiny little package.

The dad lacked some basic kitchen skills. Here's two ideas for improving your kitchen:

1.  Look at how your kitchen is arranged.  Are the things you use often in the most accessible locations?  For example, There should be at least two sets of salt and pepper shakers, one for the stove to use while cooking and another in the dining area for use while eating.  Remember, larger shakers don't have to be filled as often.

2.  If you have young children, put at least some glasses and silverware low enough that they can get it themselves.  Not only does it relieve you from getting their spoons and drinks, but children as young as 3 and 4 years old can sort silverware from the dishwasher and put cups away if they can reach them.

Keeping your kitchen functional is a way to redeem the time.

 

Keep a Journal

Do you keep a personal journal?  If you don't you should start one.

Malachi 3:16 tells how the children of Israel created a book of remembrance.  Journaling is preserving the story of your life.  It allows you to review things God has shown you in the past and provides guidance for the future.

Whether you keep it on computer, or paper, keep your journal personal with illustrations and records of God's leading and working.  Keep it short, like a hobby you look forward to.  And finally keep it going.   A journal becomes more valuable with age.  You can provide an encouraging Gospel witness to your great-grandchildren by simply keeping records of your spiritual journey.  It gives permanence to events that otherwise would have been fleeting.

The best thing about journaling is it can be done with short segments of time that would otherwise have gone to waste.  Keeping a record of God's working in your life is a good way to redeem the time.

 

Delete Useless Email

Email can be a tremendous time saving method of communication.  Or it can be an awful waste of time.

One of the ways we waste time is by reading unsolicited or unwanted email.   Some people who would never open junk mail from the mailman, habitually open all email, even ones they know are irrelevant.  Instead, get in the habit of going through your list of unopened email and deleting them before ever opening them.

Avoid repeated junk email from the same source, by clicking the “unsubscribe” link or type “unsubscribe” on the subject line and return it to the sender.  Take time today to evaluate which of your email subscriptions you really need and use.  And, as a last resort, if you're getting overwhelmed with "spam" and only want to hear from friends, consider getting a new email address from your internet provider.  This can often be done at no cost.

Uncluttering your email box can be a great way to redeem the time.

 

Memory Redial

Do you want to save time?  Well, to save time you must invest time.

One way to do that is to program your phone to automatically dial the numbers you call most frequently.   Most every phone sold in recent years has several memory buttons which dial frequently used numbers with one touch.  That means no wrong numbers, or time spent looking up numbers.  It means pushing one button instead of ten.

Most of us are aware of this feature.  Yet many of us have never programmed our phones because it would take a few minutes to enter the number the first time.  That's a little example of how we waste time by not investing time.  Taking initiative now to prepare for the future is a Biblical way of thinking. God's way is to focus on investing now in order to reap greater rewards later, especially in Heaven.  That's backwards of our human nature but a good principle to help us redeem the time.

 

Multitasking

Most computers today have the ability to multitask.  That means they are able to run more than one program at a time.  You could, for example, have your internet service downloading information in the background while you write a letter on your word processor at the same time.

Multitasking makes a computer more powerful and more useful.  It help us to accomplish more in a given time frame than older computers which could only run one program at a time.

But multitasking isn't just for computers.  We as Christians can become more effective by leaning to multitask, especially as we include the spiritual realm.  An example might be talking to the Lord in prayer while driving to work.  It doesn't take any longer to pray and drive than it does to simply drive, but it does allow us to do two things at once.  And accomplishing two things instead of one means we're redeeming the time.

 

Take a Nap

Could it ever be redeeming the time to take a nap?  The answer is yes!

Many people find that by taking a quick nap in the afternoon they can get by with less sleep at night.  If, for example, you normally sleep eight hours each night, try experimenting with seven hours at night and a fifteen minute nap in the afternoon.  You might find your body responds well to this sleep pattern and you'll create another 45 minutes each day to invest in time with God, your family, or others who need your time.

Napping can also make you fresher and more alert in the afternoon.  That allows you to think creatively and be more productive.  John Wesley, founder of the Methodist church, learned to nap while his horse carried him to his next meeting.  I wouldn't suggest you try that while driving to your next meeting, but a quick nap at your home or office might be a good way to redeem the time.

 

No Left Turns

Here's an idea for beating the traffic trap. 

Consider arranging errands so that you make the least number of left turns.  Let’s say you have three stops.  Two of them on the right side of Main St., and a third in between them on the left.  The natural tendency is to go to them in the order which they appear.  But with a little forethought you'll realize that requires two extra left turns, both going in and coming out of the business on the left.  The better method is to go to all the businesses on the right first, then catch the ones on the left as you return.

Consistently using this method can save several minutes in travel time and that means more time for what really matters.  Redeem the time.

 

The Right Tools

You know its time for a new car when: the traffic reporters begin referring to you by name when discussing morning tie-ups, when the gas station attendant asks, “Can I re-duct-tape that windshield for you?” and when you stop at a light and people rush up asking, was anyone hurt?”

Well, outdated equipment may not only be an inconvenience, but also a waste of time.  We certainly don’t want to follow fads and chase after the whistles and bells, but on those key pieces of equipment which we need to produce, like office equipment, tools and work vehicles, getting an update can mean getting more done.  If you are wasting too much time with old tools, remember God puts a premium on your time as well as your money.  And getting the right tools can save you both time and money in the long run.

Investing in the right tools is a good way to redeem the time.

 

Paper Plates

Phone rings

Clerk:   “Employment office.  May I help you?”

Lady:  “I need a job.”

Clerk:   “All I have is a dishwasher for $1.20 per hour.”

Lady:  “That's absurd!  No one works for $1.20 per hour these days!  Why I'd never...”

You say you'd never work for $1.20 per hour?  When you’re at home do you eat from paper plates or regular plates?  If you use regular plates you will likely spend 30 seconds on each plate scraping it clean, washing it, and putting it away.   It maybe a bit less with a dishwasher or a bit more by hand, but we'll say half a minute on average.  That means that you could do two plates per minute or 120 plates per hour.

Paper plates can be purchased in bulk for about a penny a piece.  You throw them away instantly when done.  Do that 120 times and you have saved yourself one hour of work.  What did it cost you? $1.20.  So unless you are willing to work for $1.20 per hour consider using paper plates as a way to redeem the time.

 

The PDA

One of the best time saving devices of recent years is the handheld computer or PDA.  They’re the little electronic organizers you see in the shirt pockets of productive people.

Handhelds have come a long way from the little address books a few years ago that lost all your data when the battery went dead.  Handhelds today can be loaded with programs to do just about anything you do on your main computer, including word processing, financial software, and email.  They can double as digital cameras and navigation devices.

But one of their best uses is as a pocket Bible.  Most handhelds can easily hold the entire Bible which is searchable and can be read in a dark room with the backlight.  Best of all you can download free handheld Bible software from the link on our website resource page. With Bible software on your handheld you can read Scripture in bed while you fall asleep.  And meditating on Scripture is the best way to redeem the time.

 

The Three T’s

A highway patrol pulled alongside a speeding car on the freeway.   Glancing over, he was astounded to see a grandmother behind the wheel knitting as she drove! Realizing that she was oblivious to his flashing light sand siren, the trooper opened his window, and yelled on his bullhorn, "Pull over!"

"No," the grandmother yelled back, "It's a scarf!"

Well, grandma had good intentions.  She just wanted to make the best use of her travel time.  But she would have been better off to remember the 3 T's of redeeming time in the car.

They are:  telephone - using your cell phone productively as you travel.  Tapes:  listening to informative or inspiring Christian speakers on tape or radio. The third T is talk.  Take someone with you to converse with and minister to.

The 3 T's:   telephone, talk and tapes help us redeem the time.

 

High Maintenance Items

Can you name something in your life that requires more time and energy than it's worth?  Perhaps you belong to a club, group, or organization that at some point in the past was very meaningful to you.  But it no longer fits with where God is leading at this stage in your life.

Maybe it's a hobby, a pet or even a relationship that gives some satisfaction, but not enough to merit the time it takes to maintain.  Could it be that white carpet that has to be constantly cleaned or a car that needs constant servicing?

Eliminating these high maintenance items can free up significant blocks of time that can be used in more meaningful ways.  God has given us a limited amount of time in this life and He expects us to use that time in the most profitable way possible.  Getting rid of high maintenance items is a good start on redeeming the time.

 

The Boeing Numbers

 Alarm clock sounds

Girl: “wha... what time is it? (Groan) 7:27  I'll just hit the snooze and catch 10 more minutes.”

Clock

Girl: “what? 7:37   I can just skip the shower this morning.  I'll hit the snooze again.”

clock

Gail: What, oh no! It’s 7:47.  I'm going to be late for work again!

How often have you started your day by counting off the Boeing numbers?  Just like the Boeing airplanes you start at 727 snooze till 737,  or maybe 747?  Then you rush out the door late for work not spending time with the Lord.

Did you know Scripture has a specific caution against snooze buttons?  Proverbs 26:14 says, “As the door turneth upon its hinges so does the slothful man upon his bed.”  What an accurate picture of wasting time rolling back and forth in a wrestling match with our sheets.  Tomorrow morning break the snooze habit.  When the clock goes off, go ahead and get up, because UP is where you've already determined you need to be if you want to redeem the time.

 

Write It Down

George Beasely is in the grocery store when suddenly sister Bottlestopper from church appears.

“Why, George Beasely! I'm so glad I ran into you today.  Something's just come up I wish you'd help me pray about.”

“Why sure, sister Bottlestopper.  I'll help you pray,” George promised.

That night George failed to pray for sister Bottlestopper’s need because he forgot to write it down.  Now let’s go back to the store, but this time George has pen and paper ready.  He sees sister Bottlestopper again and she makes a similar request.

George replies, “Thank you for sharing that with me sister Bottlestopper. I'll write it down right now so I don't forget.”  And that night, George remembered to pray for his friend

A key to good time management is always having pen and paper with you.  Remember, the weakest ink is still more reliable than the strongest memory.

 

Punctuality

“Quick, honey, pass me the binoculars, I think it’s them!" A man exclaimed.

“Oh, OK, here,” his wife replied.

“Yes, yes, it’s them, they're here again, right on time!”  he said excitedly.

“And it’s just like last March 19th.  Never a moment late!” confirmed his wife

 Each year on March 19th the sea side town of San Juan Capistrano CA is visited by a migrating bird called the cliff swallow.  These birds are a good example of the punctuality we need for good time management.  Punctuality means showing esteem for other people and their time by always being on time ourselves.  It means doing the right thing at the right time, and not damaging our Christian testimony by showing up late or not keeping our appointments.  Everyone appreciates a punctual person.

What commitments do you have today?  Leave early enough to make them on time, even if you encounter a minor setback.  Keep a good witness with your employer and your coworkers by demonstrating that punctuality isn't just for the birds.  Redeem the time.

 

Lost Socks

“Honey, where's my other blue sock?” a flustered husband asked.

“I don't know,”  his wife replied.  “I guess it got lost in the dryer again.”

Have you ever wondered how socks can get lost in a dryer?  I mean where do they go?

If you spend time looking for lost socks or matching the ones you have, here's a technique that will save hours of your time.  Watch for a good buy on socks.  Then purchase a large number of the exact same sock.  By having all blue or all white for example, you eliminate the need to carefully sort and match.  And if that doesn't work for you, try delegating this simple task to children.  Very young ones may not get it 100% right but the time you invest in training them can save you lots of time in the long run.

Here's one more laundry tip.  When ironing, take a moment to pray for each family member as you iron their clothes.  It will make the task much more enjoyable and help you to redeem the time.

 

Read Faster

Improving your reading speed is one of the most time saving investments you can make.

There are many techniques to improve reading speed.  Many of them are tied to eye movement or eye fixations.  When you read, your eyes jump from one spot to the next and fixate on the text.  When a child first learns to read, they "fixate" on every letter.  As we progress we learn to fixate on the word as a unit, not focusing on the letters.

Unfortunately, many of us stop there, instead of making our eyes span even wider taking two or three words per fixation.  With practice, a good speed reader can learn to fixate on phrases instead of words.  That means 100 fixations per minute allows us to read 100 phrases instead of 100 words, and that's a big difference.

With all the good Christian books available today, learning to read faster so we can read more, is a good way to redeem the time.

 

Less Paperwork

Spending less time with paper means spending more time with people.

One system for dealing with paper is known as the traf , that is, T-R-A-F method.  It stands for trash, respond, assign, or file.  Every paper, at work or home, can be handled in one of these 4 ways.

The first, "T"- TRASH, is where most paper should go.

"R"- RESPOND- Means we take whatever action is necessary to deal with the paper.  We make the call, or we fill out the form.

"A" - ASSIGN is the third option.  We send it to the person whose responsibility it is to deal with this matter.

The fourth option is "F" - FILE.  If we really do need to keep this information, file it. But don't pile it.

Remembering TRAF, trash, respond, assign, or file, can be an effective method of redeeming the time.

 

Improve Your Vocabulary

The English language is a strange thing.  We say one goose but two geese.  Does that mean one moose, two meese?  We say one tooth and two teeth.  So one booth and two beeth?  People recite at a play and play at a recital.  Does a house burn up or burn down?

Lots of things about our language don't make sense.  But it does make sense to learn our language and learn how to use it better.  One way to do that is by increasing your vocabulary.  Make a place in your organizer for new words you come across.  Then, make little cards with your new words and keep them in your pocket or on your dashboard.  When you're in a waiting room or at a stop light take them out and practice using them.  Look for ways to use them in writing or conversation.  In time your communications skills will greatly increase.

God used words to bring the plan of salvation to us.  Investing a few moments in learning to use precise words to better explain that plan of salvation to others is redeeming the time.

 

Writing Checks

Part of redeeming the time is being prepared enough to not waste the time of other people.  This shows courtesy and alertness to their needs.

One way to demonstrate this is by preparing checks before reaching the check out.  While still in line, you should find the checkbook, and fill out the date, payee, and memo lines and sign the check.  Get your ID ready.  Then, you only have to fill in the amount when given the total.

You can also save time by having your driver's license number printed on the check, or better yet, use your check card whenever possible.  Most banks issue them free with all accounts and most merchants accept them at no extra charge.

Let's improve out witness by being thoughtful of others and redeeming the time.

 

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